Affordable Health Coverage Built for You
Comprehensive health insurance plans designed to protect your family's wellbeing without breaking the bank. Get access to quality care, preventive services, and peace of mind with coverage tailored to your needs.
What's Covered in Your Health Plan?
Our comprehensive health insurance plans include essential health benefits to keep you and your family healthy.
Doctor Visits
Unlimited access to primary care physicians and specialists with low copays and comprehensive preventive care coverage.
Hospital Stays
Full coverage for inpatient care, surgeries, emergency room visits, and hospital services with no surprise bills.
Prescription Drugs
Affordable medications with tiered pricing and coverage for both generic and brand-name prescriptions at thousands of pharmacies.
Mental Health
Comprehensive mental health and substance abuse coverage including therapy, counseling, and treatment programs.
Preventive Care
100% covered annual check-ups, screenings, vaccinations, and wellness visits to keep you healthy and catch issues early.
Specialist Referrals
Easy access to specialists when you need them, with streamlined referral processes and a nationwide network of providers.
Choose the Right Plan for Your Needs.
Compare our health insurance plan options and find the coverage that fits your lifestyle and budget.
HMO Plans
Lower cost, coordinated care
- Lower monthly premiums and out-of-pocket costs
- Primary care physician coordinates all your care
- Referrals required for specialist visits
- In-network providers only for coverage
- Great for those who want predictable costs
PPO Plans
Flexibility and choice
- See any doctor or specialist without referrals
- In-network and out-of-network coverage options
- Higher flexibility in choosing healthcare providers
- Larger provider network nationwide
- Ideal for those who travel or want provider choice
EPO Plans
Balance of cost and flexibility
- No referrals needed to see specialists
- Lower premiums than PPO plans
- Must use in-network providers for coverage
- Emergency care covered anywhere
- Perfect middle ground between HMO and PPO
Affordable Care Act Coverage Options.
Our ACA-certified plans meet all requirements for comprehensive health coverage and may qualify you for premium tax credits and cost-sharing reductions based on your income.
- 10 Essential Health Benefits including maternity, mental health, and prescription drugs
- No coverage denials for pre-existing conditions
- Preventive care services at 100% coverage with no copay
- Coverage for dependents up to age 26 on your plan
Comprehensive Mental Health Coverage.
Mental health is just as important as physical health. Our plans include full coverage for therapy, counseling, and treatment programs to support your complete wellbeing.
- Individual and family therapy sessions covered
- Substance abuse treatment and rehabilitation programs
- Psychiatric care and medication management
- Telehealth options for convenient virtual appointments
Real People. Real Health Coverage.
Hear from clients who found the perfect health insurance plan with our help.
"After years of avoiding the doctor due to high costs, I finally have affordable health insurance. The team helped me find a plan with $0 preventive care and low copays. I've already had my first check-up in 5 years!"
"I was shocked to learn I qualified for meaningful savings through subsidies. My agent walked me through the ACA marketplace options and helped me enroll in a comprehensive plan that fit comfortably into my monthly budget. Life-changing!"
"When my son needed mental health support, I was relieved our plan covered therapy sessions with only a small copay. BH Healthcare made sure we had comprehensive coverage that included mental health from day one."
Health Insurance Questions Answered.
Find answers to frequently asked questions about health insurance coverage and enrollment.